Terms of Service

Last updated: February 20, 2026

Welcome to Borrowly (the "Website"), operated by Score Digital LLC ("we," "us," or "our"). By accessing or using the Website at borrowly.us, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Website.

1. Description of Service

Borrowly is a free online service that connects consumers with third-party personal loan lenders and financial service providers ("Affiliated Lenders"). We are not a lender, do not make credit decisions, and do not guarantee that you will receive a loan offer or be approved for any financial product.

By submitting your information through the Website, you authorize us to share your information with Affiliated Lenders who may contact you with loan offers based on the information you provide.

2. Eligibility

You must be at least 18 years of age and a legal resident of the United States to use this Website. By using the Website, you represent and warrant that you meet these eligibility requirements.

3. Accuracy of Information

You agree to provide accurate, complete, and current information when using the Website. You are solely responsible for the accuracy of the information you submit. We are not responsible for any consequences resulting from inaccurate, incomplete, or outdated information provided by you.

4. Not a Lender

Borrowly is not a lender and does not make loan or credit decisions. We do not charge fees for our service. Loan amounts, rates, terms, and approval are determined by the Affiliated Lenders based on your creditworthiness and other factors. Not all applicants will qualify for the lowest rates or largest loan amounts.

Checking your rate through our Website generates a soft credit inquiry, which does not affect your credit score. However, a hard inquiry may occur if you proceed with a lender's formal application.

5. Third-Party Lenders and Services

When you submit information through the Website, you may be redirected to a third-party lender's website. Your relationship with that lender, including any loan agreement, will be governed by their terms, conditions, and privacy policy. We are not a party to any loan agreement between you and an Affiliated Lender.

We do not endorse, guarantee, or assume responsibility for any product, service, or information offered by third-party lenders or advertisers on this Website.

6. Email and Marketing Communications

By submitting your email address, you consent to receive marketing communications from Borrowly, including loan offers, financial tips, and promotional content. You may opt out of these communications at any time by clicking the "unsubscribe" link in any email or by contacting us directly.

7. Intellectual Property

All content on this Website, including text, graphics, logos, designs, and software, is the property of Score Digital LLC or its licensors and is protected by United States and international copyright, trademark, and intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any content on this Website without our prior written consent.

8. Prohibited Uses

You agree not to:

9. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Website will be uninterrupted, secure, or error-free, or that any defects will be corrected. We make no guarantees regarding the accuracy, reliability, or completeness of any content or information on the Website.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SCORE DIGITAL LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE WEBSITE OR ANY THIRD-PARTY SERVICES.

Our total liability to you for any claims arising from your use of the Website shall not exceed the amount you paid to us (if any) during the twelve (12) months preceding the claim. As our service is free, this amount is zero.

11. Indemnification

You agree to indemnify and hold harmless Score Digital LLC, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Website, your violation of these Terms, or your violation of any third-party rights.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Website shall be resolved in the courts located in Sheridan County, Wyoming.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact Us

If you have any questions about these Terms of Service, please contact us:

Score Digital LLC
30 N Gould St Ste N
Sheridan, WY 82801, USA
Email: connect@scorehq.co

© 2026 Borrowly. Operated by Score Digital LLC. All rights reserved.