Disclosures & Licensing

What Borrowly is

Borrowly is not a lender, bank, loan broker, or an agent of any lender or broker. Borrowly does not make loans, does not make credit decisions, and does not take the final loan application — the lender does. Borrowly is a marketing and lead-generation service that helps you compare personal loan options and connects you with lending partners.

When you submit our form, Borrowly collects the information you provide — your name, email address, phone number, and mailing address — and shares or forwards it with its lending and marketing partners so they can contact you and present loan offers, and may redirect you to a partner’s own website to continue. Borrowly does not collect your Social Security number, date of birth, or income; if you continue, the lending partner collects those on its own site. Whether a loan is offered, and on what rates and terms, is decided solely by the lender — not by Borrowly.

Because Borrowly collects and shares your phone number, by providing it and consenting you agree to be contacted by Borrowly and its lending and marketing partners — including by autodialer, automated technology, artificial or prerecorded voice, and text — even if your number is on a state or federal Do-Not-Call list. Consent is not a condition of any purchase, message and data rates may apply, and you can reply STOP to opt out.

Marketing and lead compensation disclosure

Borrowly is compensated through marketing, lead, and affiliate fees when it shares a visitor’s information with a partner or connects the visitor with a partner. This compensation may affect whether and where offers appear (for example, order or prominence) and which offers you are shown. We do not feature every lender or offer available in the market. Compensation does not affect the information we present about a partner’s terms as provided to us. Rates and figures shown on the site are illustrative estimates only.

Representative cost example

Personal loan APRs and terms vary by lender and depend on your creditworthiness, income, loan amount, term, and state of residence. The following is an illustrative example onlyand is not an offer of credit:

• APR range: 5.99%–35.99%
• Loan amounts: $1,000–$50,000
• Repayment terms: 24–84 months
• Example: a $10,000 loan at 11.99% APR over 36 months = about $332/mo, total repaid $11,952. Your actual terms will differ.

Some lenders may charge an origination fee or other charges, which can affect the total cost and the effective APR of a loan. The lowest advertised rates are typically available only to borrowers with excellent credit, and not all applicants will qualify. Your actual rate, fees, loan amount, and term are determined solely by the lending partner based on your application and are disclosed to you by that partner before you accept any loan.

No credit check on Borrowly

Borrowly does not perform any credit check — soft or hard — and does not collect your Social Security number, income, or credit-report data. If you choose to continue to a partner and apply on that partner’s own website, the partner may perform a credit inquiry under its own terms. That step happens with the partner, not with Borrowly.

Licensing

Borrowly is a marketing and lead-generation service and is not a lender or broker. It does not originate or broker loans, and it does not hold or claim any state lending license or NMLS ID.